Sample Notification Letter to Banks After a Loved One’s Death

Losing a loved one is a deeply emotional experience. Amid the grieving process, there are also practical responsibilities, such as notifying financial institutions. Sending a clear, professional letter to your loved one's bank is a key step in settling their affairs.

At JM Thomas Law, we provide families with the tools and guidance they need during this difficult time. Below is a sample notification letter you can use to inform a bank of a loved one’s passing and begin the process of closing or managing their accounts.

[Your Name]
[Your Address]
[City, State, ZIP Code]
[Phone Number]
[Email Address]

[Date]

To Whom It May Concern,

I am writing to formally notify you of the death of my [relationship to deceased], [Full Name of Deceased], who held one or more accounts with your institution.

Details of the Deceased:
Full Name: [Full Name]
Date of Birth: [MM/DD/YYYY]
Date of Death: [MM/DD/YYYY]
Last Known Address: [Address]
Account Number(s): [List Known Account Numbers]

I am the [executor/personal representative/surviving spouse] of the estate and am in the process of handling the necessary arrangements.

Enclosed are copies of the following documents for your records:

• Death Certificate

• Letters of Authority (or equivalent probate documentation)

• My government-issued ID

Please inform me of any further steps required to close the account(s), transfer funds, or address any outstanding matters. You may contact me directly using the information above.

Thank you for your attention and assistance during this time.

Sincerely,
[Your Full Name]
[Signature, if mailing]

Important Notes:

• Always include copies, not originals, of key documents.

• Contact the bank first to verify their specific process or requirements.

• If multiple banks are involved, send a version of this letter to each one.

If you need help managing estate administration or have questions about handling financial matters after a loved one’s passing, JM Thomas Law is here to help. We offer compassionate, knowledgeable guidance to Michigan families every step of the way.

Contact us today for a consultation.