Transferring a Vehicle Title After Death in Michigan
1. Determine if Probate is Necessary
The first step is to find out whether probate is required. In Michigan, if the deceased person didn’t own other assets needing probate and the combined value of all automobiles is under $100,000, the title may be transferred to the surviving spouse or closest next of kin without opening a probate estate.* (Less than $300,000 for watercraft)
2. Gather Required Documents
What you’ll need depends on your situation. Generally, the following items are required:
Original Vehicle Title (if available)
Certified Death Certificate
Proof of Michigan No-Fault Insurance (if registering the vehicle)
Valid ID (Michigan driver's license or state ID)
Form TR-29: Certification from the Heir to a Vehicle
3. Visit a Secretary of State Office
Make an appointment at your local Michigan Secretary of State (SOS) office. Bring all the documents and forms you’ve gathered. The office will review them and process the title transfer.
4. Pay Applicable Fees
Fees to expect include:
Title Transfer Fee: $15
Plate Transfer Fee: $10 to $15
Late Fee: $15 if the title is transferred more than 15 days after death
Note: Sales tax is generally not collected when transferring a vehicle to an immediate family member.
📝 Special Considerations
Joint Ownership with "Full Rights to Survivor": If both spouses were listed on the title this way, the surviving spouse can transfer ownership by showing the title and a death certificate.
Probated Estates: If the estate is going through probate, the personal representative must assign the vehicle to the new owner, who then presents the assigned title and Letters of Authority at the SOS office.
Out-of-State Heirs: Heirs living outside Michigan may need to take extra steps. It’s wise to check with the SOS or an attorney for your unique situation.
🧾 References and Resources:
$100,000 is for 2024-2025. Years after will have cost-of-living adjustments. MCL - Section 257.236
Transfers or purchases are not subject to use tax. MCL - Section 205.93(3)
🏁 Final Thoughts
Handling a vehicle title transfer is an important task that helps close a chapter in your loved one’s estate. With the right paperwork and a little guidance, you can take care of it with less stress.
If your situation becomes complex or confusing, reaching out to a legal professional can offer added peace of mind.